5 Reasons to Hire Real Estate Professionals Like Steve and Sandra

Whether you are buying or selling a home, it can be quite an adventurous journey. You need an experienced Real Estate Professional to lead you to your ultimate goal. In this world of instant gratification and internet searches, many sellers think that they can For Sale by Owner or FSBO. The 5 Reasons You NEED a Real Estate Professional in your corner haven’t changed, but have rather been strengthened due to the projections of higher mortgage interest rates & home prices as the market continues to recover. 

1. What do you do with all this paperwork?

Each state has different regulations regarding the contracts required for a successful sale, and these regulations are constantly changing. A true Real Estate Professional is an expert in their market and can guide you through the stacks of paperwork necessary to make your dream a reality.

2. Ok, so you found your dream house, now what?

According to the Orlando Regional REALTOR Association, there are over 230 possible actions that need to take place during every successful real estate transaction. Don’t you want someone who has been there before, who knows what these actions are to make sure that you acquire your dream?

3. Are you a good negotiator?

So maybe you’re not convinced that you need an agent to sell your home. However, after looking at the list of parties that you need to be prepared to negotiate with, you’ll realize the value in selecting a Real Estate Professional. From the buyer (who wants the best deal possible), to the home inspection companies, to the appraiser, there are at least 11 different people that you will have to be knowledgeable with and answer to, during the process.

4. What is the home you’re buying/selling really worth?

It is important for your home to be priced correctly from the start to attract the right buyers and shorten the time that it’s on the market. You need someone who is not emotionally connected to your home to give you the truth as to your home’s value. According to the National Association of REALTORS“the typical FSBO home sold for $184,000 compared to $230,000 among agent-assisted home sales.” Get the most out of your transaction by hiring a professional. 

5. Do you know what’s really going on in the market?

There is so much information out there on the news and the internet about home sales, prices, mortgage rates; how do you know what’s going on specifically in your area? Who do you turn to in order to competitively price your home correctly at the beginning of the selling process? How do you know what to offer on your dream home without paying too much, or offending the seller with a low-ball offer? Dave Ramsey, the financial guru advises:

“When getting help with money, whether it’s insurance, real estate or investments, you should always look for someone with the heart of a teacher, not the heart of a salesman.”

Hiring brokers like Steve and Sandra who have their finger on the pulse of the market will make your buying/selling experience an educated one. You need someone who is going to tell you the truth, not just what they think you want to hear.

Bottom Line:

You wouldn’t replace the engine in your car without a trusted mechanic. Why would you make one of your most important financial decisions of your life without hiring a Real Estate Professional? Give us a call, text or email and let us get to work for you!

-Steve and Sandra

Steve Hill and Sandra Brenner

SEATTLE-NORTHWEST

Windermere Real Estate

206-769-9577

stevehill@windermere.com


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Posted on November 14, 2014 at 11:00 pm
Steve Hill and Sandra Brenner | Category: Seattle WA Real Estate | Tagged , , , , , , , , , ,

Seattle Real Estate: This Spring Will Be Different

Just like May flowers, every spring the housing market blossoms as buyers come out ready to purchase their dream house. This spring, we believe we are going to see the strongest purchasing market we have seen in a decade.

Why are we so bullish on the housing market this spring?

Here are a few reasons:

MILLENNIALS

Contrary to many reports, this age demographic is READY, WILLING and ABLE to become homeowners. As a matter of fact, the latest National Association of Realtors’ gender study revealed that the Millennial generation has recently accounted for a greater percentage of all buyers than any other generation.

BABY BOOMERS

As prices have risen, so has the equity in many homes across American. Homeowners, having been shackled to their house because of low or negative equity for the last several years, are again free to make a move without worrying about bringing cash to a closing table in order to sell. We believe this new-found freedom will release a pent-up demand of sellers who want to move-up to the home they’ve always dreamed of or want to downsize their primary residence and also purchase a second home they can use for vacation, retirement or both.

BOTH PRICES and MORTGAGE RATES are on the RISE

As the economy improves, more and more Americans are regaining faith that their own personal finances are headed in a positive direction. With this new confidence, they want to take advantage of the opportunity that presents itself with real estate still undervalued in most parts of the country and mortgage rates being well below historic numbers.

Contact Steve Hill and Sandra Brenner today!

Whether you are purchasing your first home or fifth, let us guide you through all aspects of purchasing, from finding the best lender to closing the deal; we are with you every step of the way. You will never be handed off to an assistant for the home search or inspection. You work with only us from search to close.

??-Steve and Sandra

Steve Hill
Sandra Brenner

206-769-9577

 

Posted on April 18, 2014 at 8:00 pm
Steve Hill and Sandra Brenner | Category: Seattle Real Estate | Tagged , , , , , , , , , ,

Seattle Real Estate: We are NOT the Only Ones Saying You Should Buy!

Seattle Area Real Estate for SaleSandra and I have never hid our belief in homeownership. That does not mean we think EVERYONE should run out and buy a house. However, if a person or family is ready, willing and able to purchase a home, we believe that owning is much better than renting. And we believe that now is a great time to buy.

We are not the only ones that think owning has massive benefits or that now is a sensational time to plunge into owning your own home. Here are a few others:

Benefits of Owning

Joint Center for Housing Studies, Harvard University

“Homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord…Having to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings.”

The Federal Reserve

“Renters have much lower median and mean net worth than homeowners in any survey year.”

Benefits of Buying Now

Trulia

“Buying costs less than renting in all 100 large U.S. metros… Now, at a 30-year fixed rate of 4.5%, buying is 38% cheaper than renting nationally.”

Freddie Mac

"One thing seems certain: we are not likely to see average 30-year fixed mortgage rates return to the historic lows experienced in 2012…Yes, rates are higher than they were a year ago – and certainly higher than two years ago. But if you look at the averages over the last four decades, today's rates remain historically low."

Contact Steve Hill and Sandra Brenner Today!

Let us guide you through all aspects of purchasing, from finding the best lender to closing the deal; we are with you every step of the way. You will never be pawned off to an assistant for the home search or inspection. You work with only us from search to close.

Start your home search here: BrennerHill.com

​​-Steve and Sandra
 
Steve Hill
Sandra Brenner

 

Posted on April 17, 2014 at 3:04 pm
Steve Hill and Sandra Brenner | Category: Seattle Real Estate | Tagged , , , , , , , , , ,

Homeownership’s Impact on Net Worth

Over the last six years, homeownership has lost some of its allure as a financial investment. As homeowners suffered through the housing bust, more and more began to question whether owning a home was truly a good way to build wealth. A study by the Federal Reserve formally answered this question.

Some of the findings revealed in their report:

  • The average American family has a net worth of $77,300
  • Of that net worth, 61.4% ($47,500) of it is in home equity
  • A homeowner’s net worth is over thirty times greater than that of a renter
  • The average homeowner has a net worth of $174,500 while the average net worth of a renter is $5,100

Bottom Line

The Fed study found that homeownership is still a great way for a family to build wealth in America.

Considering a Seattle WA Home Purchase?

We work with our clients every step of the way, from finding the home to closing, we never pass you off to another associate during this important process.

Give Steve and Sandra a call, text or email today!

??-Steve and Sandra

206-769-9577
stevehill@windermere.com

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Posted on April 11, 2014 at 5:01 pm
Steve Hill and Sandra Brenner | Category: Seattle WA Real Estate | Tagged , , , , , , , , , ,

Belltown Condominiums for Sale

Seattle’s Belltown neighborhood is just north of the downtown financial district. The Belltown area is a vibrant community of condominiums, apartments, restaurants and cafes. There are numerous Belltown condominiums for sale, as this community is popular with folks of all ages, as it provides walkability to Seattle\s downtown shopping district and vibrant waterfront. Check out this link to see every Belltown condominium for sale. Belltown Condominiums for Sale

Seattle’s Belltown neighborhood lies just north of the downtown financial district. The Belltown area underwent a rejuventation over a decade ago; what once was a somewhat seedy part of downtown is now a vibrant community of condos, apartments, trendy restaurants & nightclubs and eclectic cafes.

Though there is a mixture of people, Belltown appeals more to urbanites, Gen-Xers, Millennials, Empty Nesters and those who want amenities within a short distance of their front door.

The Belltown district is snuggled between the downtown business distict, Queen Anne and Denny Triangle. The geography provides Belltown residents with easy access to the retail district, the Pike Place Market, Seattle Center, the waterfront and many eateries, art venues and markets. Additionally, most of Belltown is located within the Metro Bus free ride zone, providing residents quick and free transportation to the downtown core.

Belltown is home to Seattle’s newest park – the Olympic Sculpture Park located on the Elliott Bay waterfront. The Olympic Sculpture Park combines natural elements with public art work.

Several of Belltown’s newest residential condo and loft buildings include Escala, Mosler Lofts, Gallery Lofts and Trio.

– See more at: http://seattlecondosandlofts.com/neighborhoods/belltown#sthash.oYwTmyHa.dpuf

Seattle’s Belltown neighborhood lies just north of the downtown financial district. The Belltown area underwent a rejuventation over a decade ago; what once was a somewhat seedy part of downtown is now a vibrant community of condos, apartments, trendy restaurants & nightclubs and eclectic cafes.

Though there is a mixture of people, Belltown appeals more to urbanites, Gen-Xers, Millennials, Empty Nesters and those who want amenities within a short distance of their front door.

The Belltown district is snuggled between the downtown business distict, Queen Anne and Denny Triangle. The geography provides Belltown residents with easy access to the retail district, the Pike Place Market, Seattle Center, the waterfront and many eateries, art venues and markets. Additionally, most of Belltown is located within the Metro Bus free ride zone, providing residents quick and free transportation to the downtown core.

Belltown is home to Seattle’s newest park – the Olympic Sculpture Park located on the Elliott Bay waterfront. The Olympic Sculpture Park combines natural elements with public art work.

Several of Belltown’s newest residential condo and loft buildings include Escala, Mosler Lofts, Gallery Lofts and Trio.

– See more at: http://seattlecondosandlofts.com/neighborhoods/belltown#sthash.oYwTmyHa.dpuf

Seattle’s Belltown neighborhood lies just north of the downtown financial district. The Belltown area underwent a rejuventation over a decade ago; what once was a somewhat seedy part of downtown is now a vibrant community of condos, apartments, trendy restaurants & nightclubs and eclectic cafes.

Though there is a mixture of people, Belltown appeals more to urbanites, Gen-Xers, Millennials, Empty Nesters and those who want amenities within a short distance of their front door.

The Belltown district is snuggled between the downtown business distict, Queen Anne and Denny Triangle. The geography provides Belltown residents with easy access to the retail district, the Pike Place Market, Seattle Center, the waterfront and many eateries, art venues and markets. Additionally, most of Belltown is located within the Metro Bus free ride zone, providing residents quick and free transportation to the downtown core.

Belltown is home to Seattle’s newest park – the Olympic Sculpture Park located on the Elliott Bay waterfront. The Olympic Sculpture Park combines natural elements with public art work.

Several of Belltown’s newest residential condo and loft buildings include Escala, Mosler Lofts, Gallery Lofts and Trio.

– See more at: http://seattlecondosandlofts.com/neighborhoods/belltown#sthash.oYwTmyHa.dpuf

Seattle’s Belltown neighborhood lies just north of the downtown financial district. The Belltown area underwent a rejuventation over a decade ago; what once was a somewhat seedy part of downtown is now a vibrant community of condos, apartments, trendy restaurants & nightclubs and eclectic cafes.

Though there is a mixture of people, Belltown appeals more to urbanites, Gen-Xers, Millennials, Empty Nesters and those who want amenities within a short distance of their front door.

The Belltown district is snuggled between the downtown business distict, Queen Anne and Denny Triangle. The geography provides Belltown residents with easy access to the retail district, the Pike Place Market, Seattle Center, the waterfront and many eateries, art venues and markets. Additionally, most of Belltown is located within the Metro Bus free ride zone, providing residents quick and free transportation to the downtown core.

Belltown is home to Seattle’s newest park – the Olympic Sculpture Park located on the Elliott Bay waterfront. The Olympic Sculpture Park combines natural elements with public art work.

Several of Belltown’s newest residential condo and loft buildings include Escala, Mosler Lofts, Gallery Lofts and Trio.

– See more at: http://seattlecondosandlofts.com/neighborhoods/belltown#sthash.oYwTmyHa.dpuf

If you are considering purchasing a Belltown condominium, give us a call, text or email, we would love to work for you!

We are Seattle real estate experts who will work with you every step of the way, from finding your new home to sold!

​​-Steve and Sandra

206-769-9577
stevehill@windermere.com

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Posted on April 10, 2014 at 9:09 pm
Steve Hill and Sandra Brenner | Category: Belltown Condominiums for Sale | Tagged , , , , , , , , , ,

Mill Creek WA Home for Sale

OPEN HOUSE

Saturday 04/12
Sunday 04/13
1:00PM-4:00PM

2311 137th Place SE
Mill Creek Wa 98012
MLS # 610569

This one-owner home boasts light-filled spaces and convenient floor plan. The large kitchen opens to eating nook and family room with vaulted ceiling and gas fireplace. Entertain in the sunken living room which is distinguished by a cathedral ceiling and a large wall of windows. The dining room is highlighted by bay windows and a coved ceiling. The owner's suite features bath and walk-in closet. Outside of this fully landscaped home, enjoy the backyard with patio, deck, waterfall and pond.

For a private showing of this Mill Creek WA home, call, text or email Steve today!

206-769-9577
stevehill@windermere.com

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Posted on April 10, 2014 at 5:00 pm
Steve Hill and Sandra Brenner | Category: Mill Creek WA Real Estate | Tagged , , , , , , , , , , ,

3 Reasons to Sell Your Ballard Seattle WA Home this Spring

Ballard Seattle WA Real Estate is hot, hot hot!

Many sellers are still hesitant about putting their house up for sale. Where are prices headed? Where are interest rates headed? These are all valid questions. However, there are several reasons to sell your home sooner rather than later. Here are three of those reasons.

1. Ballard Demand is skyrocketing

Most people realize that the housing market is hottest from April through June. The most serious buyers are well aware of this and, for that reason, come out in early Spring in order to beat the heavy competition. We also have a pent-up demand as many buyers pushed off their home search this Winter because of inclement weather. Sellers in markets where seasonal weather is never an issue must realize that buyers relocating to their region will increase dramatically this spring as these purchasers finally decide to escape the freezing temperatures of the winters in the north.

These buyers are ready, willing and able to buy…and are in the Seattle market right now!

2. There Is Less Competition – For Now

Housing supply always grows from the Spring through the early summer. Also, there has been a growing desire for many homeowners to move as they were unable to sell over the last few years because of a negative equity situation. Homeowners have seen a return to positive equity as prices increased over the last eighteen months. Many of these homes will be coming to the market in the near future.

The choices buyers have will continue to increase over the next few months. Don’t wait until all the other potential sellers in your market put their homes up for sale.

3. There Will Never Be a Better Time to Move-Up

If you are moving up to a larger, more expensive home, consider doing it now. Prices are projected to appreciate by approximately 4% this year and 8% by the end of 2015. If you are moving to a higher priced home, it will wind-up costing you more in raw dollars (both in down payment and mortgage payment) if you wait. You can also lock-in your 30 year housing expense with an interest rate at about 4.5% right now. Freddie Mac projects rates to be 5.1% by this time next year and 5.7% by the fourth quarter of 2015.

Moving up to a new home will be less expensive this Spring than later this year or next year.

If you are considering selling your Ballard Seattle WA home, give us a call, text or email. We would love to meet with you and provide you with a current market analysis of your home to determine what it is worth in today's hot real estate market.

After all, we are Seattle real estate experts who will work with you every step of the way, from listing to sold!

??-Steve and Sandra

206-769-9577
stevehill@windermere.com

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Posted on April 9, 2014 at 5:00 pm
Steve Hill and Sandra Brenner | Category: Ballard Seattle WA Real Estate | Tagged , , , , , , , , , ,

Ballard Seattle WA Homes for Sale

Check out these Ballard Homes for sale, inventory is tight and homes are selling quickly! Let us help you put your best foot forward to ensure you get the home you want.

BALLARD HOMES FOR SALE

If you are seeking agents who will professionally negotiate on your behalf, give us a call, text or email. We're at your side every step of the way.

??-Steve and Sandra

206-769-9577
stevehill@windermere.com

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Posted on April 8, 2014 at 5:00 pm
Steve Hill and Sandra Brenner | Category: Ballard Seattle WA Real Estate | Tagged , , , , , , , , , ,

A Home’s Cost vs. Price Explained

We have often talked about the difference between COST and PRICE. As a seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As either a first time or repeat buyer, you must not be concerned about price but instead about the ‘long term cost’ of the home. Let us explain.

Recently, we reported that a nationwide panel of over one hundred economists, real estate experts and investment & market strategists projected that home values would appreciate by approximately 8% from now to the end of 2015.

Additionally, Freddie Mac’s most recent Economic Commentary & Projections Table predicts that the 30 year fixed mortgage rate will be 5.7% by the end of next year.

What Does This Mean to a Buyer?

Here is a simple demonstration of what impact these projected changes would have on the mortgage payment of a home selling for approximately $250,000 today:

If you are considering a home purchase or home sale, give us a call, text or email. We work with you through the entire process, from sale to sold!

​​-Steve and Sandra

206-769-9577
stevehill@windermere.com

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Posted on April 7, 2014 at 4:20 pm
Steve Hill and Sandra Brenner | Category: Seattle Real Estate | Tagged , , , , , , , , , ,

Sunday Open House! 11715 N Park Ave N Seattle WA

11715 N Park Ave N
Seattle WA 98133

OPEN SUNDAY 1PM-4PM

This one-owner home boasts light-filled spaces and convenient floor plan. The large kitchen opens to eating nook and family room with vaulted ceiling and gas fireplace. Entertain in the sunken living room which is distinguished by a cathedral ceiling and a large wall of windows. The dining room is highlighted by bay windows and a coved ceiling. The owner's suite features bath and walk-in closet. Outside of this fully landscaped home, enjoy the backyard with patio, deck and waterfall with pond. More details online at: AtHomeInBroadview.com

Stop by Sunday and see this charming Seattle home.

If you are looking for a home in the Seattle area, look no further than Steve and Sandra. We are Washington natives who are proud to call the Puget Sound area home. From searching for a home to closing, we will be with you every step up the way!

??-Steve and Sandra

206-769-9577
stevehill@windermere.com

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Posted on April 5, 2014 at 5:01 pm
Steve Hill and Sandra Brenner | Category: Seattle Real Estate | Tagged , , , , , , , , , ,